Real People. Real Banking.

Below is a partial listing of key points to compare some of the accounts that we are currently offering. For complete details on all accounts and or other services that we offer a personal banker. 

Business Checking This type of account is designed for larger corporations, requiring many transactions to be processed through their account. This checking account is available to Sole Proprietors, corporations, limited liability companies and partnerships.		Business NOW This interest bearing NOW account is available only to sole proprietorships and certain non-profit organizations, that either require little activity and/or that keep higher balances in an account to off-set service charges. Business NOW accounts are available only to certain non - profit organizations and sole proprietorships.
Minimum deposit to open ................ Monthly maintenance fee ............... Each deposit .................................. Each deposited item ....................... Each check paid ............................ Earnings credit is earned on average daily balance, and will be used to offset the activity fees listed above up to the amount of such fees incurred during the statement period.  Any earnings credit in excess of the total activity will not be credited to the account or carried into subsequent statement periods.	$100 $5 $ .50 $ .10 $ .20	Minimum deposit to open ............. Monthly maintenance fee ............. Each deposit  .............................. Each deposited item  ................... Each check paid ......................... Interest rate paid ......................... Interest is paid on average daily balance.  Interest is compounded and credited monthly.  No interest is paid on those accounts which do not maintain an average daily balance of $1 or more during the statement period.  Variable rates are subject  to change monthly.	$10 $ 5 N/A $.10 $.20 varies
Non-Profit Basic Checking This is a non-interest bearing account that is available only to non-profit organizations.		Premier Money Market This Money Market account provides a way to earn a competitive rate and still have complete access to your money. Premier Money Market Accounts are available to individuals, sole proprietorships, partnerships, corporations, municipalities and non-profit organizations.
Minimum deposit to open .......... Monthly maintenance fee ........... Each deposit  ...........................  Each deposited item  ................ Each check paid ..................... The Non-Profit Basic Checking is a non interest bearing account and is only available to non-profit organizations.	$10 waived waived waived waived	Monthly maintenance fee ................ Excess third party check or preauthorized debit.... Interest rate paid......................... Free checks ..................  The monthly maintenance fee is waived for those accounts which maintain an average daily balance of $1,000  or more during the statement period.  There are no other fee exceptions available.  Interest is paid on average daily balance, is compounded and credited monthly. Variable rates are subject to change monthly.  Federal regulations stipulate that a total of six Pre authorized or automatic transfer withdrawals to third parties may be made per statement period, including not more than three third party checks, draft, debit card, or similar order. Transactions above this number will be assessed a fee.  Unlimited over the counter withdrawals may be made.	$ 5 $ 20 variable yes

Premier Business Checking I This account is designed for the small business customer, providing up to 100 free items a month. This checking account is available to Sole Proprietors, corporations, limited liability companies and partnerships.		Premier Business Checking II This account is designed for the small to medium size business, providing up to 200 free items a month. This checking account is available to Sole Proprietors, corporations, limited liability companies and partnerships.
Minimum deposit to open ........... Monthly maintenance fee .........  Each deposit  .........................  Each deposited item  ..............  Each check paid ..................... Over item limit fee.................... No minimum balance required or monthly maintenance fee. First 100 items per statement cycle are free. Items include checks written and deposited items.	$100 none N/A N/A N/A $0.50	Minimum deposit to open ........... Monthly maintenance fee .........  Each deposit  .........................  Each deposited item  ..............  Each check paid ..................... Over item limit fee.................... The $15 monthly maintenance fee will be be waived if you maintain $10,000 in combined average available daily deposit balances. First 200 items per statement cycle are free. Items include checks written and deposited items.	$100 $15 N/A N/A N/A $0.50

503 South Street, Bow NH
 190 North Main Street, Concord NH
 35 Kearsarge Avenue, Contoocook NH
 (603) 225.6700     or    1.877.231.7200
 Serving the Greater Concord NH area

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