Personal Banking from Bow Mills Bank


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Checking accounts to fit your individual needs
At Bow Mills Bank we understand that our customers' personal checking needs are as unique and varied as their lifestyles. That's why we offer a wide variety of accounts from Basic Checking to enhanced options such as our Premier Now Account.

How can you decide which account is the right one for you? Start by looking at the options described below and then speak with one of our Personal Bankers for assistance in opening your new account. While you are opening your new checking account, don't forget to inquire about an ATM or Master Money debit card for 24-hour banking convenience.

Real Free Checking

Senior Checking

If you’re tired of monthly maintenance fees and minimum balance requirements, then Real Free Checking may be for you! Enjoy the benefits of no monthly maintenance fees, unlimited check writing, no Bow Mills Bank ATM fees and a no fee Master Money debit card.

Enroll for Bow Mills OnLine, our internet banking service and see just how easy banking from home can be. Overdraft protection is available for qualified borrowers. Visit us today at bowmillsbank.com for an online banking demonstration.

No minimum balance with Senior Checking!
The Senior Checking account gives you the freedom to write as many checks, make as many deposits, and perform as many Bow Mills ATM transactions as you like, with no fees and no minimum balance requirements. This senior account is available to our customers who are age 59 and older.

Basic Checking

Personal Now Checking

Do you have minimal banking needs? Then this low cost checking account may be for you! With Basic Checking, you may make as many as ten withdrawals per monthly statement period for a nominal monthly fee.

Basic checking requires no minimum balance and you make as many deposits as you like. However, if more than ten checks are processed by the bank in any monthly statement period, an additional fee will be charged for each check paid. Point-of-sale transactions and any pre-authorized payments do not count against your withdrawal limit. So, consider your withdrawal needs carefully before choosing this type of checking account.

Our Personal Now account is perfect for folks who are able to maintain an average daily balance of $500 or more in their checking account. You'll enjoy unlimited check writing with no monthly checking service fees. Should your balance ever fall below the required minimum, your checking account will be charged a flat monthly fee.

Premier Now

We've designed The Premier Now account to give special features and incentives to customers who do more of their banking with us. With a Premier Now account, all of your deposit account balances are combined to qualify for valuable banking benefits, including checking with no monthly fees. You will receive one convenient monthly statement that shows all your account activity and balances. You can also earn higher interest rates on CDs, as well as take advantage of other money saving extras.

You qualify for a no fee Premier Now checking account when the combined average daily balance in all your accounts is $5000. Should your combined average daily balances ever fall below the minimum, your account will be charged a flat monthly fee and you'll never pay a per transaction fee. With a Bow Mills Premier Now Account, you can enjoy benefits such as these:

Free Logo checks... . Reorders too!
ATM card free of any Bow Mills Bank fees*
Special CD rates

Discounts on Mortgages
No fee MasterMoney Debit Card

No fee standard Traveler’s Cheques
Easy to read combined statements

* please note that some banks may charge surcharges for their ATM usage.

503 South St, Bow NH 190 l North Main St, Concord NH
35 Kearsarge Avenue, Contoocook NH
(603) 225.6700 or 1.877.231.7200
Serving the Greater Concord NH area

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