Real People. Real Banking.

• A fixed rate loan, with fixed monthly payments and term.
• Useful for a major expense when it is not expected that there will be foreseeable future borrowing needs.
• May be tax deductible*.
• Equity Construction loan available with fixed rate, fixed monthly payments and term, after completion of the improvements.
• Click here to download an application

• A revolving line of credit, allowing multiple advances. Useful for ongoing, periodic, or unexpected expenses. 
• Advances may be obtained by writing checks, telephone, letter or at the teller line. 
• Interest may be deductible at tax time*.
• Click here to download an application

 *Please consult your tax advisor to ensure that interest on your equity line or loan would be tax deductible. Property Insurance is required.