Real People. Real Banking.

Bow Mills OnLine, our internet banking service is getting a major upgrade!

Real time balances, a more user friendly interface with simplified navigation, alert messages, online check and statement viewing and still integrated with Check Free, the #1 rated bill pay system.

What happens to my current user name and password that I use for Bow Mills OnLine now?

• If you are a current, active user of Bow Mills OnLine, your current user name WILL NOT change, with the exception that it must be in all lower case.  To simplify the conversion process we will be converting all active users to the new system.  Due to security limitations we will not be able to convert your existing online password.   When you log in for the first time use the default password of ibanking1. You will be required to accept our online disclosure and then will be prompted to change your password.
   

• If you are an inactive user of Bow Mills OnLine, users who have not logged in for a period of greater than one year (prior to March 01, 2004) will not be converted.  If you attempt to log in and receive an error message that your user name is not valid you will need to re-enroll by visiting our home page at www.bowmillsbank.com and completing the New User Sign-up request or by contacting a personal banker.

What about my scheduled transfers and loan payments that I have set up Bow Mills OnLine?
If you currently have scheduled and/or recurring transfers or loan payments that are set up on Bow Mills OnLine you will need to verify your online transfers and loan payments on the new system. 

What will  be different about Bow Mills OnLine?
"Real-time" transactions and up to the minute account balances
Currently, our online banking system is updated once per business day, in the evening, after the close of business.  With our new system, your accounts will be updated as transactions are performed and will include up-to-the-minute account balances. However, online transactions completed after 5:00 PM, on a Holiday, Saturday or Sunday will not be credited until the next business day. 

 Will I still be able to View previous transactions?
The Bow Mills Online system will maintain approximately 60 days of transaction history.   You will be able to see additional history by viewing your previous statements as described below. 

View and print your Checking and Savings Account Statements
You will be able to view previous statements under the "Statement History" button which can be found under the "transactions" drop down menu as seen in the example below. 

View and print cleared check images and deposit slips.
You will be able to view and print a cleared check image by clicking on the blue numerical links in your account summary information.  Below is a sample of the various screens, shown as a example to locate check  number 5440.

Sample view of the account summary page:  This screen would appear after your logging into the online banking system.  For your convenience, you will be able to assign account "nicknames" to your accounts to assist you in your online banking.

List of accounts for GEORGE WASHINGTON

Balances on personal checking 2010

Activity Information     Balance Last Statement:     9,264.32     Last Deposit:     300.00     Last Check:     6,000.00     Interest Information     Current Rate:       6.0000%     Current Accrued Interest:       3.91     Interest Paid       20.39     Interest Paid       .00

Balance Information     Current Balance:       3,655.47     Available Balance:       2,253.47

Sample view of the statement detail  page for personal checking 2010. This screen would appear after selecting the link of previous statement, listed under the transactions drop down menu shown in the example above. 

Sample view of the check #5440,  for personal checking 2010. This screen would appear after selecting the link of 5440, listed under the Ck Number column. 

To see a more detailed example of the demo visit our : Demo site